Need an appraisal in Oakland or Alameda County?
Here are the top seven reasons CA homeowners need Bryant REA:
Do you own a home in or near Oakland? Do you need help deciding the price of your real estate?
We at Bryant REA understand the special needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Bryant REA are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're seasoned in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.
Challenging Alameda county's assessment of your property
If you live in a local area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Bryant REA is your strongest weapon.
HELOC recently frozen?
If your home is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. An efficient appraisal from Bryant REA can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Bryant REA can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.