Need an appraisal in Oakland or Alameda County?
Check out the top 7 reasons CA homeowners need Bryant REA:
Do you own a house in or near Oakland? Do you need help deciding the value of your real estate?
We at Bryant REA understand the special needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Bryant REA, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experts in helping customers just like you dismiss unwanted PMI insurance.
Challenge Tax Assessment
If you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Bryant REA is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Bryant REA can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Bryant REA can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.