Need an appraisal in Oakland or Alameda County?
Here are the top 7 reasons CA homeowners need Bryant REA:
Own a house in or near Oakland, CA and need help deciding the value of it?
We at Bryant REA understand the unique needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. Being a regular consumer that probably doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Bryant REA will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
Need to cancel PMI?
A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Bryant REA is experts in helping homeowners just like you rid yourselves of unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in an area that's going down. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal from Bryant REA is your number one weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Bryant REA can provide you with a professional appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Bryant REA offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Bryant REA can help with that too. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.